Standard bearer barred in insurance row

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Saturday, November 21, 2009
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This is Cornwall

AN 87-year-old RAF veteran must stop carrying the Royal British Legion standard because she is too old to insure, the charity has said.

Madge Covey has been proudly holding aloft a legion flag pole at remembrance services and commemorations for three decades.

But now, despite her good health and physical fitness, the former air force cook has gone "beyond the age of insurance", the legion said.

Officials from her branch in Wellington, Somerset, have assured Mrs Covey the decision is not personal. Their national rules state 85 is the oldest insurable age and she must stop.

Last week, the WMN revealed how 84-year-old Second World War hero Harry Billinge, of St Austell, was ruled out of selling Remembrance Day poppies after he was told he was too old and needed insurance.

Mrs Covey last carried the flag for the Women's Section, Wellington And District Branch, on November 11.

She takes no medication and can still drive a car. The standard pole carried by legion members is around eight-feet long, and has brass adornments including a spike on top.

Speaking yesterday, Mrs Covey said: "They told me that I am not insured after the age of 85 so I asked if I could insure myself, as my son is a broker, and they said no.

"But I have been serving for the past two years and no-one has said anything until now.

"I have a pair of good legs and arms, I am not on any medication and my eyesight and heart is good.

"I can drive a car but I can't hold a standard."

Mrs Covey has been carrying out standard bearer duties for the Wellington branch and for the Southampton branch since 1974.

She served for four years as a cook in the RAF during the Second World War as well as working for decades with the Women's Royal Voluntary Service (WRVS).

As well as being chair of the women's section of the legion branch, she has received the Queen's medal and various honours in recognition of her work and service.

The standard has to be given back to the legion branch next week but Mrs Covey said she will just leave it outside her front door because she cannot bear to hand it over.

"I feel very sad about it, I have shed a few tears, now I am angry about it," she said.

"I am very proud to be part of Wellington and to show the flag and my medals.

"I felt like giving it all up, but I am very devoted to the legion and I will continue with my other duties."

Mrs Covey is now two years past the official age limit and the local legion said it could not ignore the rules forever.

British Legion county chairman, Major Rikki Peters, said the organisation had public liability insurance for events which covered people to the age of 85.

Maj Peters said: "If Mrs Covey is carrying the standard – or even if she just trips – and it happens to swing down and hit someone then she would not be insured.

"I understand that she must be bitterly, bitterly disappointed, but it is a fact of life and there's is really nothing we can do about it."

British Legion county secretary Monica Summers told BBC Somerset: "This is nothing personal. It's the rule book and I have to comply with it, and unfortunately Mrs Covey is beyond the age of insurance."

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    by John Morris, Worle Weston Super Mare

    Friday, December 04 2009, 1:14PM

    “I have seen John Allen`s letter in the Western Daily Press today (4th Dec). A bit hard blaming the British Legion as a whole which is still top class. Theeis however justification for acts done in the name of RBL for the reasons given in the other messages you have. I have been a member of RBL since discharge from the Grenadier Guards in 1944. (After 15 months in the Military Plastic Surgery Wing at City General Gloucester.) getting patched up from Gunshot Wounds Both Feet with blood flexh and bone left on a Tunisian Hill on Good Friday St George`s Day 1943. . But still too a bit unbalanced standing full height if it came to carrying one of our standard flagsand being proud to do so. , Presumably RBL County of Somerset Secretary Monica Summes reassured herself on risk assessment not only for public liability but also Employers Liability which I understand covers RBL helpers , volunteers , Poppy and raffle ticket sellers , of any age . Even me marching with difficulty on two sticks as I did doggedly for 100 yards max at Clevedon Remembrance Service parade recently .... The
    criticism must be against the decision maker sticking like glue to an RBL rule which could not stand the test.. "Its the rule book and I have to comply with it , and unfortunately Mrs Covey is beyond the age of insurance" quotes the BBC News Channel. As I understand it no member is beyonf benefit from insurance as a voluntary helper where all reasonable risk assessment has been undertaken. This must have broken the sturdy heart of a wonderful lady member. John Morris. I have no objection to the publication of my E-Mail address.”

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    by Will, Mid Devon

    Sunday, November 22 2009, 6:16PM

    “Is this the fault of the insurance company or the British Legion? Are the BL unable to get public liability insurance for people over 85, or would that cost more than they are willing to pay? Surely they could have found some insurance company to cover her - if not the insurance companies should be ashamed of themselves!”

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    by Les Rowe, Vancouver,Canada

    Saturday, November 21 2009, 7:56PM

    “If a person has the willingness to attend events to honour the memory of those who sacrificed for their (and therefore our) society, we should move Heaven and Earth in order to make it possible for them to do so. We didn't restrict too much the efforts of those who died on our behalf , with silly regulations designed to make a pofit from the efforts of others. We should indeed thank them. Les Rowe”

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    by Allan, Brasil

    Saturday, November 21 2009, 5:19PM

    “So more disrespect for a dear old lady, whos heart and respect to her fellow people far exceeds most other peoples. Too old to carry a flag but can drive a car legally with i presume insurance. Now with respect To the Lady one would think the car driving was a tad more a risk than a flag pole??Still no doubt the insurance company have it all sewn up in small print should she make a claim.!!”

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